Save, Borrow, Invest in Tomorrow

About us

Celebrating getting approval for the credit union As of 1/4/20, Eden & South Lakeland Credit Union is now part of Affinity Credit Union (West Cumbria Credit Union Limited), firm reference number 213606. For up to date information, please visit the Affinity Credit Union website. For more information, please email us on or phone on 01768 890065.

Information prior to 1st April 2020

Eden & South Lakeland Credit Union Ltd is a locally run financial co-operative for Eden District and South Lakeland District aimed at helping its members manage money well - by providing fair loans and a simple way of saving.  We would welcome help from more volunteers.

Eden & South Lakeland credit union is owned by its members and mostly run by volunteers, with a head office in Penrith and branch offices in Alston and Kendal.

Eden & South Lakeland Credit Union Limited is firm reference number 587639 in the Financial Services Register governed by our rules. Eden & South Lakeland credit union is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA.  All members' savings are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.

For more details about Eden & South Lakeland credit union including copies of reports, agendas and minutes, please contact us as described below, quoting your membership number.

Annual Accounts

Contact details

To get in touch please send us a contact message, phone the Penrith office on 01768 890065 or write to:

  • Eden & South Lakeland Credit Union Ltd, 34 Devonshire Arcade, Penrith CA11 7SX


Eden Credit Union Study Group FSA ApplicationEden & South Lakeland credit union was authorised to operate as a credit union by the PRA in July 2013.  We opened our doors for business in October 2013.

The credit union started out as EdenSave Credit Union Limited covering Eden District. With agreement from both sets of members, South Lakeland Credit Union Limited transferred its undertakings to EdenSave and the two organisations merged in March 2017; the common bond was extended to cover both Eden District and South Lakeland District, and the business name was changed to Eden & South Lakeland Credit Union Limited.

If you would like help setting up your credit union, please contact us.

Community, partners and grants

Eden & South Lakeland credit union is a local organisation that has had help to set up and continue running from many individuals and organisations in the community - and grants from near and far.

We are now working with various partners to take our message of sound finance out into the community, eg to housing association tenants.

We would like to offer a big thank you for these grants and other support:

Santander Foundation Cumbria County CouncilEden District CouncilUnity Trust Bank

The European Agricultural Fund for Rural Development: Europe investing in rural areas

And thanks to several credit unions from Cumbria and beyond who have given us advice and hosted our visits.  Thanks also to our trade body ABCUL for their help and Rheged and the Fire station for use of their meeting rooms. Thanks to phdcc for hosting this website.